Homsy

Best Chore App for Kids With Rewards (And What Each One Actually Costs)

By · Updated Sep 24, 2026 · 15 min read

Quick answer: "chore and reward app" covers two different products at very different prices. Points-and-stickers apps track chores and pay in a currency you invent: NatWest Rooster Money's Virtual Tracker does it free in the UK, Homey is free for up to 3 accounts, Sweepy is $19.99 a year and S'moresUp $79.99 on the US App Store (its own site says $99.99 from 5 July 2026). Real-money apps move actual allowance onto a child's debit card, and none of them has a free tier — Greenlight starts at $5.99 a month, $71.88 a year, for up to five kids, BusyKid states $4 a month billed annually, and Acorns Early, Acorns' US kids' app, is $8 a month. Two apps that roundups still recommend are gone: ChoreMonster has no listing left in either store, and the points-and-rewards OurHome those lists describe is gone too — a different developer, Elusios, has since put an unrelated app of the same name in both stores. And the one peer-reviewed finding worth quoting is not about rewards at all: in a 2022 study of 207 children aged 5 to 13, doing self-care and family-care chores predicted better working memory and inhibition. All figures read off the vendors' own pages on 23 August 2026; the store listings on this page were re-read on 27 August 2026.

The Novelty Wears Off Fast

You downloaded the app with the cute stars and the animated character that celebrates when a chore is complete. Your kids were into it for about eleven days. They checked things off enthusiastically. You thought you had finally cracked it.

Then the novelty faded, the app got forgotten, and you were back to standing in the kitchen asking your nine-year-old to please just put their plate in the dishwasher.

The chore app graveyard is full of products designed around gamification for its own sake — points, badges, animated rewards — without addressing what actually gets a child to do household work. So this page is two things: which apps exist in 2026 and what each one really charges, and what the evidence says about the motivation underneath.

First, Two of Them Are Gone

Because most published shortlists have not checked.

OurHome — the points-and-rewards app every roundup means — is gone, and the name is now taken. Its old App Store bundle returns nothing from Apple's own lookup, the Google Play package its own site links to returns a 404, and ourhome.io lands on a GoDaddy for-sale page. Meanwhile a different developer, Elusios, ships an app called OurHome in both stores: version 1.8.0, updated 15 July 2026, and by its own description a shopping list and task list for roommates, not a children's points-and-rewards app. So the name is installable and the app the old reviews describe is not. Read the developer before you tap install. All of this checked on 27 August 2026.

ChoreMonster is dead too — on 27 August 2026 Apple returned no app of that name and its old Google Play packages both answered 404, with no listing left to find. Re-checked 24 September 2026: still no app, though choremonster.com now carries a free printable chore-chart maker under the same name.

Two more are alive but drifting, worth knowing before you commit a family to one. S'moresUp's iOS build was last updated in October 2025 and it holds 3.1 on Google Play. iAllowance is iOS-only, costs $2.99 once, and has not been updated since October 2020. Homey is genuinely alive — the death rumours about it are wrong — but its Android app carries 2.7 from 682 Google Play ratings, checked 24 September 2026.

If a list you are reading names ChoreMonster, or recommends OurHome for its points and rewards, it was not checked this year.

The Two Kinds of Reward App

This is the decision, and getting it right saves money and disappointment.

Points, stars and parent-defined rewards. The app tracks who did what and pays in a currency you invent — screen time, a trip to the pool, a chart that fills up. No bank involved. Cheap or free. It works for younger children, where the token is genuinely motivating and money would not be.

Real money on a card. The app is a children's banking product with chores attached. Chores earn allowance, allowance lands on a prepaid debit card in the child's name, and the child spends or saves it. There is a monthly fee, always, because you are paying for a regulated financial product rather than a to-do list. It works from roughly age eight upward and much better for tweens and teens.

The expensive mistake is buying the second when you wanted the first. A star chart costs nothing. Greenlight's cheapest plan is $5.99 a month, which is $71.88 a year, and there is no free version to try the chore screen on first.

What Each One Costs

Checked against each vendor's own pricing pages and store listings on 23 August 2026, and re-read on 24 September 2026. Where a vendor publishes no figure, none is invented here.

App What the reward is Free tier Paid Store ratings
Greenlight Real money, Mastercard debit None $5.99, $10.98, $15.98, $19.98 a month 4.8 (489,573 US App Store) · 4.7 (85,753 Google Play), 24 September 2026
BusyKid Real money, Visa prepaid; stock buying None found "$4/mo. (billed annually)" 3.4 (1,507 US App Store) · 3.7 (2,105 Google Play), 24 September 2026
Acorns Early (was GoHenry in the US) Real money, prepaid debit None Lite $8/month; inside Acorns Gold $12/month 4.6 (10,118 US App Store) · 4.4 (3,280 Google Play), 24 September 2026
NatWest Rooster Money (UK) Virtual tracker, or real money on a card Yes — Virtual Tracker is free Rooster Card £1.99/month or £19.99/year 4.7 (11K) iOS
Homey Allowance in an in-app wallet, paid out in cash or, in the US on a subscription, to a bank Yes — up to 3 accounts $6.99/month, $59.99/year 4.1 (2,779 US App Store) · 2.7 (682 Google Play), 24 September 2026
S'moresUp Points only Yes — core features, after a 45-day Premium trial $7.99/month, $79.99/year on the US App Store; $9.99/month, $99.99/year on its site 4.2 (896 US App Store) · 3.1 (1,036 Google Play), 24 September 2026
Sweepy Points and a leaderboard Limited $3.99/month, $19.99/year 4.7 (10,557 US App Store) · 4.5 (18,421 Google Play), 24 September 2026
Cozi None — chores are per-person repeating lists Yes, ad-supported Gold $39/year, Max $79/year 4.8 (399,369 US App Store) · 4.7 (120,286 Google Play), 24 September 2026
Tody None — adult cleaning tracker Yes, but one person only Premium Solo $9.99/year; two people is Premium+ Duo $24.99/year 4.8 (10,682 US App Store) · 4.7 (21,602 Google Play), 24 September 2026
Homsy None — effort score and a fairness bar Yes, 2 members and 3 repeating chores $19.99/year, $3.99/month, $49.99 once 4.5 (908) Play

Greenlight is the category leader and the most expensive way in. Its plans page lists Core at $5.99 a month, Max at $10.98, Infinity at $15.98 and Family Shield at $19.98, and says plans "start at just $5.99/month for the whole family. Includes up to five kids." Chores and automated allowance are in the base plan, the card is a Mastercard issued by Community Federal Savings Bank, and the higher tiers add savings rewards from 2% to 6%. There is no free tier — only a trial before the first monthly bill — which is the thing to know before you install it to see what the chore screen looks like. In June 2026 it also launched Family Hub, a kitchen-screen device carrying colour-coded calendars, chores and lists.

BusyKid is the cheap real-money option, with two caveats. Its card page says "For only $4/mo. (billed annually), a child can earn allowance and spend it on a card", and its own help pages say each family subscription comes with one card. What it does not state anywhere on its own pages is whether that $4 covers one child or the household — so treat any annual total you read elsewhere as somebody's arithmetic rather than BusyKid's. The other caveat is reception: 3.4 from 1,507 US App Store ratings on 24 September 2026 is the weakest score of any money app here.

GoHenry is mid-sale, and which country you are in decides what you are buying. Barclays announced on 12 June 2026 that it had agreed to acquire GoHenry from Acorns, with completion expected in the fourth quarter of 2026, and said it intends to keep the GoHenry brand and its standalone app. Acorns keeps the US business, which now runs as Acorns Early at $8 a month for Lite, or inside Acorns Gold at $12. GoHenry's own UK site would not serve us a price, so we are not going to guess one — read it there before subscribing.

Rooster Money is the one free chore-and-reward app for a whole family, if you are in the UK. Its pricing page lists the Virtual Tracker at £0: a star chart, a virtual money tracker, scheduled allowance and chores "for the whole family". The money is an IOU rather than a balance, which for a six-year-old is the point. The Rooster Card, which makes it real, is £1.99 a month or £19.99 a year.

The ones with no reward layer at all are worth naming so you do not buy them by mistake. Cozi will put a repeating chore on a named child's list and stop there — no points, no rewards, no money. Tody is an adult cleaning tracker whose free version is one person only, and the $9.99 a year everybody quotes is the tier called Premium Solo — two people is Premium+ Duo at $24.99. Sweepy gamifies with points and a leaderboard but moves no money.

What Actually Motivates a Child

Here is where most writing on this subject goes wrong, including two studies that get cited constantly and cannot be found. The Rossmann "University of Minnesota" chores study and the "Harvard chores study" have no primary source anybody can produce, so they are not quoted here.

What does exist: a 2022 study in the Australian Occupational Therapy Journal of 207 children aged 5 to 13 found that engagement in self-care and family-care chores significantly predicted working memory and inhibition — the executive-function skills behind planning and self-control. That is a good reason for children to do chores. It is not a reason to pay them.

None of that settles whether a star column changes behaviour, and nothing we can find does. Our printable chore chart offers the rewards column as an option and says the same thing on the page: it is there because families ask for it, not because there is evidence behind it.

The most consistent motivation for a child doing household work is belonging and contribution, not the token. Children who understand that their work genuinely helps — that dinner does not happen if nobody sets the table, that the living room stays chaotic if nobody clears their things — stay motivated longer than children chasing points. That does not make rewards useless. It means they work as an acknowledgement layer on top of real contribution rather than as the whole reason.

The prevalence figures are more modest than the app marketing implies. The C.S. Mott Children's Hospital national poll found 60% of parents regularly have their child aged 4 to 10 do chores. And the Bureau of Labor Statistics' 2025 time-use data, released in June 2026, puts teenagers aged 15 to 19 at 43 minutes a day on household activities, which is the honest ceiling on what any app is going to move.

On money, the only figures available come from the vendors themselves and should be read that way: Greenlight reports an average allowance of $13.15 a week among families using Greenlight, and NatWest Rooster Money's 2026 Pocket Money Index puts average UK pocket money at £9.74 a week, up 6.7%. Both are drawn from their own paying customers.

What to Look for in a Chore System for Kids

Whether you use an app or not, an effective system has a few things in common.

Age-appropriate tasks. A five-year-old can put toys away and set out napkins. A ten-year-old can vacuum and load the dishwasher. A teenager can manage their own laundry. Matching tasks to ability keeps children from feeling either overwhelmed or patronised.

Consistent visibility. Children need to see their tasks regularly, not only when reminded. A chart on the wall or an app they check beats occasional verbal instruction.

A clear definition of "done". Interpretations of "clean your room" are wildly creative. "Make your bed, clothes in the hamper, floor clear" removes most of the argument about completion.

Genuine acknowledgement. Not the animated star — actual recognition. "I noticed you did the dishes without being asked. That helped." This matters more than any digital reward, and no subscription buys it.

Consistency over perfection. The goal is not perfectly executed chores. It is the habit and the sense of responsibility. Letting a child do it imperfectly and praising the effort beats redoing it to adult standards.

A base allowance separate from the tasks. If you are tying chores to money, the structure that holds up is a base allowance that is not conditional — being part of the family is not conditional — plus extra earnings for jobs beyond the basics. Otherwise you get the child who decides they do not want the money enough to do the chore, and you are left with no chore and no leverage.

Where an App Actually Helps

The real value of a chore app is rarely the reward layer. It is structure and visibility: when chores are listed where the whole household can see them, tasks get forgotten less and "I didn't know I was supposed to do that" stops working.

Homsy takes the whole-household route and has no points-and-rewards layer at all. That is deliberate, and it is the wrong choice for some families — if what you want is a sticker chart for a six-year-old, this is not it. What it does instead is score the work. Every chore carries an effort weight, light, medium or heavy, worth 1, 2 or 3, and the chores screen shows a weekly bar of who actually carried the load, weighted by that effort, with the totals underneath. It is not a reward; it is evidence, and it settles a different argument — the one about fairness, where "I do everything" becomes a number two people can look at together.

The rest is assignment and rotation. Every chore has a named owner, a schedule and a completion record, and a rotation cycles a job between named people automatically, so the bins do not land on the same child two weeks running and nobody has to be the person who reassigns it. Everyone has a colour. Since version 1.0.21 a child with no phone still gets a name, a colour and their own chores, which matters for exactly the age group most chore apps are aimed at.

That lands better with older children and teenagers, who do not want to be treated like a gamified toddler, and it works partly because the whole household is in the same app: chores read as a family-wide thing rather than something the children are singled out for.

The free plan covers 2 household members and 3 repeating chores, which is a couple rather than a family; a family is $19.99 a year, $3.99 a month or $49.99 once. If free is the hard constraint, the best free family chore app compares six free tiers on exactly what each one caps.

Setting Up Chores for Different Ages

A rough framework to adapt:

Ages 4-6: toys into bins · dishes to the sink · feed pets with supervision · help sort laundry (matching socks is very achievable)

Ages 7-9: set and clear the table · load the dishwasher · vacuum a room with guidance · keep their room tidy, defined specifically

Ages 10-12: their own laundry, supervised at first · clean the bathroom sink and toilet · prep simple meals or side dishes · take out trash and recycling

Ages 13+: full ownership of their own space · rotating whole-household jobs like bathrooms and floors · grocery-list awareness and occasional shopping · help with yard work

This is also where the choice between the two kinds of app flips. A points app suits the first two rows. A card suits the last one. Somewhere around ten or eleven, invented currency stops being interesting and real money starts being motivating — which is the moment a subscription is worth considering and not before. For how the system changes as they get older, see our piece on chore apps for teenagers.


Frequently Asked Questions

What is the best chore and reward app?

It depends which reward you mean. For real money on a child's debit card, Greenlight is the most polished — 4.8 from 489,573 US App Store ratings on 24 September 2026 — and the most expensive, starting at $5.99 a month for up to five children with no free tier. BusyKid is the cheaper card option at $4 a month billed annually, though its ratings are markedly weaker. For points and stars rather than money, NatWest Rooster Money's Virtual Tracker is free for a whole family in the UK and Homey is free for up to 3 accounts. If what you actually want is fairness rather than rewards, Homsy scores every chore for effort and shows a weekly bar of who carried the load, with no points layer at all.

What is the best chore reward app that is free?

In the UK, NatWest Rooster Money's Virtual Tracker: its own pricing page lists it at £0, with a star chart, a virtual money tracker, scheduled allowance and chores for the whole family. Elsewhere, Homey is free for up to 3 accounts. None of the real-money apps has a free tier — Greenlight, BusyKid and Acorns Early all charge from the first month, because you are paying for a card and a regulated account rather than a checklist. Cozi will track a repeating chore for free with advertising, but it has no reward mechanics at all.

Do chore reward apps actually work for kids?

They can raise engagement in the short term, especially for younger children who respond to visible rewards. Whether it lasts depends on whether the underlying habit is forming, which the app cannot do for you. The evidence for chores is better than the evidence for paying for them: a 2022 study of 207 children aged 5 to 13 found that doing self-care and family-care chores predicted better working memory and inhibition. External rewards work best on top of genuine acknowledgement and a real sense of contribution, not instead of them.

What is a good chore app for tweens?

Around ten to twelve is where points stop working and money starts. A tween sees through a sticker chart and does not see through a debit card with their own name on it, which is the argument for Greenlight, BusyKid or Acorns Early at this age despite the monthly fee. The alternative that suits the same age group is a whole-household app with no children's layer at all — a tween responds better to being in the same system as the adults than to being managed inside a kids' app. That is the case for Homsy's approach: assignment, rotation, a completion record and an effort score, and no badges.

How much does a chore allowance app cost?

Between nothing and about $240 a year. Checked on 23 August 2026: NatWest Rooster Money's Virtual Tracker is free and its card plan £1.99 a month or £19.99 a year; Homey is free for up to 3 accounts, then $6.99 a month or $59.99 a year; Sweepy is $3.99 a month or $19.99 a year; S'moresUp is $7.99 a month or $79.99 a year in the US App Store and $9.99 or $99.99 on its own site; BusyKid states $4 a month billed annually; Acorns Early is $8 a month, or $12 inside Acorns Gold; and Greenlight runs from $5.99 a month for Core to $19.98 for Family Shield. Homsy, which has no rewards layer, is $19.99 a year.

At what age should kids start doing chores?

As early as three or four, with age-appropriate tasks. A toddler can put toys in a bin or carry something light to another room. Starting young builds the habit before resistance has a chance to develop. Do not expect the numbers to move far either way: the Bureau of Labor Statistics' 2025 data puts teenagers aged 15 to 19 at 43 minutes a day on household activities.

How do you get kids to do chores without constant reminders?

Consistent visibility helps — a chart they can check themselves, or an app that shows their own tasks in their own colour. Building chores into a predictable routine, after dinner or before screen time, cuts reminders further, because the timing stops being negotiated every day. The other half is a record: when the app shows who did what, "it's not my turn" becomes checkable rather than arguable, and most of the nagging was about that.

Which chore apps for kids are dead in 2026?

OurHome and ChoreMonster, both of which still appear in current roundups. ChoreMonster has no listing left in either store. The points-and-rewards OurHome is gone as well — Apple returns nothing for its old bundle, its Google Play package returns a 404, and its domain is parked for sale — but the name is back: a different developer, Elusios, ships an unrelated OurHome in both stores, updated 15 July 2026, which is a shopping and task list for roommates rather than a chore-and-rewards app for children. Two more are drifting rather than dead: S'moresUp's iOS build was last updated in October 2025, and iAllowance, an iOS-only paid app, has not been updated since October 2020. Store listings re-read 27 August 2026.

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